214 SOUTH MAIN STREET, WILLIAMSTOWN, KY 41097
Ph. (859) 824-9567   Fax (859) 824-3731
Business Hours: M-F 8am to 5pm EST

THE NSF ELECTRONIC CHECK RECOVERY SERVICE
 WORKS IN 9 SIMPLE STEPS:

1
THE CHECK POLICY WILL BE
POSTED AT THE POINT OF SALE
OR PRINTED ON THE INVOICE

2
AFTER THE CHECK IS PRESENTED
IT IS SENT TO THE BANK FOR DEPOSIT

3
THE CHECK IS THEN SENT TO
THE CUSTOMER'S BANK FOR PAYMENT

4
THE CHECK IS RETURNED TO THE RECIPIENT'S
BANK AS NON-SUFFICIENT FUNDS

5
RECIPIENT'S BANK SENDS NSF CHECK TO
OUR LOCAL PROCESSING CENTER

6
THE PROCESSOR ENTERS REQUIRED
DATA AND TRANSMITS THE FILE ELECTRONICALLY

7
THE FILE IS TRANSMITTED TO THE ACH NETWORK

8
THE CUSTOMER'S ACCOUNT IS DEBITED FOR
THE AMOUNT OF THE NSF CHECK AND A COLLECTION FEE

9
THE RECIPIENT'S ACCOUNT IS CREDITED WITHIN SEVEN (7)
BUSINESS DAYS FOR THE AMOUNT OF THE COLLECTED CHECK